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Vinny Margiotta

Loan Agent
NMLS#: 2329919
DRE#: 02176922

Phone: (925) 314-5224

Hello, welcome to my page.

Born in the Bay Area, Vinny attended local San Ramon Valley High School and went on to have a successful collegiate baseball and academic career at The University of the Pacific, Solano Community College, and Cal State Stanislaus. Vinny’s collegiate baseball career was capped off by being recognized as a Google Cloud Academic All American and Stanislaus State’s Male Scholar Athlete of the Year.

After graduating from Cal State Stanislaus with a degree in Business Management, Vinny attended Saint Mary’s College of California and obtained his MBA in Business Data Analytics. In his spare time, Vinny gives back by coaching the varsity baseball team at Bellarmine College Preparatory in San Jose.

Vinny is dedicated to helping borrowers qualify for residential financing and answering any questions they have along the way. He prides himself in providing quality service and trust for borrowers while finding them the lowest interest rate possible.

All-in-One Solution

Our Loan Process...


A loan pre-approval sets you up for a smooth home buying experience.


Start working with a real estate agent and viewing homes.


A few documents are needed to get a loan file through underwriting.


Assemble all the necessary paperwork and details for the underwriter.


They closely evaluate all the documentation in the loan package.


Documents are drawn and sent to the title company for closing.

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